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South Carolina Home Financing
You may be asking yourself: "Do
I really want to own my own home? Can I afford one? Where do I start?" The answer
to these questions is: yes, yes, and right here. The best place to start is with
a mortgage lender affiliated with the Mortgage Bankers Association of America. To
join the M.B.A., a lender must pledge to meet strict ethical standards in the conduct
of business. Your local Rhode Island newspaper, the yellow pages, the Internet, and
phone book are also great alternatives.
Once you have a short list of possible lenders, dig a little deeper. Additional costs
such as origination and application fees can alter the final cost of your loan, even
if the initial interest rate between two companies are the same. Talk with several
lenders before you decide. Most lenders need 3-6 weeks for the loan approval process.
Your real estate broker will be familiar with lenders in the Rhode Island area and
what they are offering.
Another avenue might be to look in your local newspaper's real estate section. Most
papers list interest rates by local lender. You can also find FHA approved lenders
in the yellow pages of your phone book.
Ultimately, you will want to get pre-qualified for a loan. That means you go to a
lender and apply for a mortgage before you actually start looking for a home. Then
you'll know exactly how much you can afford to spend and it will speed the process
once you find the house of you dreams.
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| Our featured South Carolina Home
Financing partners: |
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GuideToLenders
 With
interest rates at all-time lows, there has never been a better time to refinance.
Take advantage of getting additional cash out to improve your home, buy a new car,
or pay for a child's education. GuideToLenders.com will provide you with competitive
loan quotes from up to four lenders. Different types of refinance loans offered are
30-year fixed, 15-year fixed, adjustable rate, and interest only. You'll receive
the best rates and options available, regardless of your credit. It takes less than
a minute to apply, and you have nothing to lose. Find your refinance loan right now.
>Request for more
information today. |
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MoneyNest
Shopping for a loan has never been easier. MoneyNest is an online loan marketplace
that allows you to send a single application to over 400 lenders. Submit your application
and get access to low rates on a second mortgage, refinance, home equity line of
credit, or a home improvement or debt consolidation loan. Get up to 4 FREE quotes.
>Request for more information today. |
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Countrywide
Home Loans
Qualified homeowners -  even those with less-than-perfect credit
- may now access their home's equity to get cash, consolidate debts, and lower monthly
expenses. Countrywide Home Loans may also help applicants who are self-employed or
have high consumer debt. We offer competitively priced home loan programs, including
fixed rate, adjustable rate, refinance and home equity loans.
>Contact us today
for a free loan consultation. |
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DebtWave
Credit Counseling, Inc.
DebtWave Credit Counseling, Inc. offers a program to its clients that enables them
to repay their debt in a timely fashion. We specialize in working primarily credit
cards; however, we are usually able to assist clients with any bills that are considered
to be unsecured. Below is a list of benefits that we are typically able to obtain
for our clients:
 - Reduce your interest rates
- Lower your monthly payment
- Consolidate into one monthly payment
- Eliminate late & overlimit fees
- Stop harassing phone calls (if behind)
>Request for more information today. |
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Our featured partner for Investment
Assistance:
I NVESTools
The advantage of having an easy-to-follow, step-by-step investing process with easy-to-use
Web-based tools is that you rely on facts to make decisions - not emotions. The benefits
are less stress, better results and, dare we say it, fun.
> Request more information
today |
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