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North Carolina Home Financing
Home values in some parts of North
Carolina have experience moderate growth. Median single-family home prices in the
Raliegh/Durham area were $177,600 in 2003, a 2.1 percent increase from the previous
year, according to the National Association of Realtors. Beyond having a good sense
of the local housing market, as a first-time home buyer or homeowner you'll also
want to know of financing available to you.
First, there are two types of home loans: Fixed Rate and Adjustable Rate Mortgages
(ARMS). Fixed Rate Mortgages come in 15 and 30-year terms and payments remain the
same through the life of the loan. ARMS are less predictable, offering lower interest
rates initially and payments that may fluctuate at a regular rate. It is also noteworthy
that special mortgages are available to help first-time buyers obtain a loan who
have poor credit or limited income; check with your local lender or government agency
for information.
If you're already a homeowner, your old mortgage may no longer be suited to your
needs. If you're interested in getting a lower interest rate and lower mortgage payments,
talk to a lender about refinancing your mortgage. And if you're looking to renovate
your home, a second mortgage or home improvement loan might be right for you. Or
maybe you want to get some of the cash out of your home by taking out a home equity
loan.
These options represent an overview of home financing available to buyers and owners.
Be sure to discuss your unique circumstances with your lender, as other loans tailored
to your specific needs may be available.
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| Our featured North Carolina Home
Financing partners: |
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GuideToLenders
 With
interest rates at all-time lows, there has never been a better time to refinance.
Take advantage of getting additional cash out to improve your home, buy a new car,
or pay for a child's education. GuideToLenders.com will provide you with competitive
loan quotes from up to four lenders. Different types of refinance loans offered are
30-year fixed, 15-year fixed, adjustable rate, and interest only. You'll receive
the best rates and options available, regardless of your credit. It takes less than
a minute to apply, and you have nothing to lose. Find your refinance loan right now.
>Request for more
information today. |
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MoneyNest
Shopping for a loan has never been easier. MoneyNest is an online loan marketplace
that allows you to send a single application to over 400 lenders. Submit your application
and get access to low rates on a second mortgage, refinance, home equity line of
credit, or a home improvement or debt consolidation loan. Get up to 4 FREE quotes.
>Request for more information today. |
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DebtWave
Credit Counseling, Inc.
DebtWave Credit Counseling, Inc. offers a program to its clients that enables them
to repay their debt in a timely fashion. We specialize in working primarily credit
cards; however, we are usually able to assist clients with any bills that are considered
to be unsecured. Below is a list of benefits that we are typically able to obtain
for our clients:
 - Reduce your interest rates
- Lower your monthly payment
- Consolidate into one monthly payment
- Eliminate late & overlimit fees
- Stop harassing phone calls (if behind)
>Request for more information today. |
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Our featured partner for Investment
Assistance:
I NVESTools
The advantage of having an easy-to-follow, step-by-step investing process with easy-to-use
Web-based tools is that you rely on facts to make decisions - not emotions. The benefits
are less stress, better results and, dare we say it, fun.
> Request more information
today |
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