|
|
|
|
Alabama Home Financing
If your are a first time house
buyer, or have a lower income and living in Alabama , you need to take a look at
the Alabama Housing Finance Authority's official website. They may be able to help
you finance your first house with lower-than-market fixed interest rates on mortgages.
The help program uses normal participating mortgage providers, but finances the mortgage
by selling tax-exempt mortgage revenue bonds to investors.
Financing your home means that you have to make a number of decisions about how you
are going to manage your finances. You have to decide what term your mortgage is
going to be- 10, 15, 20 or 30 years, and whether you are going to have a fixed or
an adjustable rate mortgage.
A fixed rate mortgage means that you have a fixed rate of interest throughout the
term of your mortgage. This allows a defined monthly outgoing, which will not change-
part repayment of the capital, part interest- and can be very advantageous if, as
now, interest rates are low and you aim to stay in the property for more than 5 years.
An adjustable rate mortgage allows interest rates to change at defined times during
the term of the mortgage. At these times the interest is recalculated according to
some financial instrument, such as Treasury bills. This form of mortgage gives lower
initial interest rates, and can be very advantageous if you are planning to move
in the fairly near future.
Buying a house is a difficult time, and involves many decisions, but these financial
decisions can affect you for a long time, so you must take time and make the best
decisions you can.
|
| |
| Our featured Alabama Home Financing
partners: |
 |
|
GuideToLenders
 With
interest rates at all-time lows, there has never been a better time to refinance.
Take advantage of getting additional cash out to improve your home, buy a new car,
or pay for a child's education. GuideToLenders.com will provide you with competitive
loan quotes from up to four lenders. Different types of refinance loans offered are
30-year fixed, 15-year fixed, adjustable rate, and interest only. You'll receive
the best rates and options available, regardless of your credit. It takes less than
a minute to apply, and you have nothing to lose. Find your refinance loan right now.
>Request for more
information today. |
| |
|
MoneyNest
MoneyNest can help you search through hundreds of lenders and to find the most competitive
rates. Get loans for mortgage refinancing, second mortgages, a home equity line of
credit, home improvement, or debt consolidation. No fees are required and all credit
histories are considered. Fill out a single application and get up to 4 FREE quotes.
>Request for more information today. |
|
| |
|
Countrywide
Home Loans
Qualified homeowners -  even those with less-than-perfect credit
- may now access their home's equity to get cash, consolidate debts, and lower monthly
expenses. Countrywide Home Loans may also help applicants who are self-employed or
have high consumer debt. We offer competitively priced home loan programs, including
fixed rate, adjustable rate, refinance and home equity loans.
>Contact us today
for a free loan consultation. |
| |
|
DebtWave
Credit Counseling, Inc.
DebtWave Credit Counseling, Inc. offers a program to its clients that enables them
to repay their debt in a timely fashion. We specialize in working primarily credit
cards; however, we are usually able to assist clients with any bills that are considered
to be unsecured. Below is a list of benefits that we are typically able to obtain
for our clients:
 - Reduce your interest rates
- Lower your monthly payment
- Consolidate into one monthly payment
- Eliminate late & overlimit fees
- Stop harassing phone calls (if behind)
>Request for more information today. |
| |
|
Our featured partner for Investment
Assistance:
I NVESTools
The advantage of having an easy-to-follow, step-by-step investing process with easy-to-use
Web-based tools is that you rely on facts to make decisions - not emotions. The benefits
are less stress, better results and, dare we say it, fun.
> Request more information
today |
|
|
|
|
Tell
a friend