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Life Insurance
The basic purpose of life insurance
is to make sure that your family has some financial support after your death. This
is usually in the form of a sum of money payable upon death, and there can be some
benefits concerning tax advantages that you can take advantage of in certain circumstances.
There are two basic kinds of life insurance, one of which is called term insurance.
Term insurance pays a death benefit to the beneficiaries is you die during the period
the policy is in force. If you live during this period, the policy will simply expire
at the end of it, with no value. It is usual to be able to renew the policy at this
point, although the premium will probably be higher.
The second kind of life insurance is permanent life insurance, sometimes known as
"cash value" life insurance. Whole life policies are designed to provide
you with life insurance throughout your life. These policies normally have a level
premium, and assure that death benefit does not become prohibitively expensive in
your later years.
The cash value policies also allow you to borrow money on the policy, with certain
tax advantages. You do not pay income tax on interest or other earnings on these
insurance policies, and you can borrow on a tax free basis as well. Your heirs do
not pay tax on the benefits either- this is true of all life insurance. For these
reasons life insurance can become a major part of your financial planning for both
your future and for your family's future.
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| Our featured Life Insurance partners: |
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Ameriprise Financial
 In
addition to home and auto insurance, Ameriprise Financial offers life and disability
insurance as well as long-term care policies and annuities. Our advisors will be
able to explain your options for each of these.
> Request more information
today |
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Globe
Life Insurance
 Now
more than ever, it is important for people to prepare for the future -- especially
people with families or added financial responsibilities. One way to prepare for
tomorrow is by purchasing life insurance today. Globe's adult life insurance is called
LongLife. LongLife insurance comes in a series of affordable plans that are simple
and guaranteed.
> Click here to get a free quote online - coverage
begins for $1 |
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Juvenile Insurance
 The
best time to start life insurance for your children is when they are young and in
good health. A serious illness or injury could make insurance very expensive or even
unavailable in the future. The Globe Young American Plan is the smartest way to protect
your child's ability to get life insurance in the future. Just $1* and acceptance
of your application will start a cash value whole life insurance policy with up to
$20,000 coverage. This coverage could be increased to $50,000 over the lifetime of
the policy and the premiums are guaranteed to never increase.
> Click here to get a FREE Quote Today |
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Prudential Financial
 Competitive
life, long-term care, property, and liability policies from Prudential can help secure
your family's future. Start today.
Whatever you needs, from income replacement to annuities, we have the product that's
right for you. Connect with an insurance agent today.
> Request more information
today |
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Prudential Financial
The
two types of life insurance are term and permanent. The one thatís right for you
depends on many factors, including your budget, the amount of coverage you need,
and the length of time youíd like the coverage to last.
Permanent policies can provide valuable protection for your family. They offer the
potential not only for lifetime protection and guarantees but also to build
cash value. How that cash value grows varies based on the type of policy you have.
The death benefit from a life insurance policy can help them maintain their standard
of living by supplying funds theyíll need.
> Request more information
today |
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Prudential Financial
We
offer a variety of annuity products - variable, fixed, immediate income, and modified
guaranteed annuities - to help you meet your retirement income goals. Find out more.
Plan for retirement with a wide range of investment options, professional portfolio management,
a tax deferral, income options and death benefits. Variable annuities have potential
to keep up with and even outpace inflation. Find out more today.
> Request more information
today |
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Simply
Insurance
 Apply
for term life insurance coverage online and walk away with coverage today! Get your
FREE QUOTE for up to $150,000 in protection and see how affordable this term life
insurance coverage is! Plus, there are no medical exams, just answer a few health
questions to qualify for coverage! Need more incentive? If you don't like your coverage
for any reason, you have a full 30 days to return itÖno questions asked!
> Get your free quote and apply online
today |
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Our featured partner for Investment
Assistance:
I NVESTools
The advantage of having an easy-to-follow, step-by-step investing process with easy-to-use
Web-based tools is that you rely on facts to make decisions - not emotions. The benefits
are less stress, better results and, dare we say it, fun.
> Request more information
today |
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