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Managing your personal finances:
debt consolidation, credit card debt, home financing, life insurance and investments
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Our featured partner for Investment
Assistance:
I NVESTools
The advantage of having an easy-to-follow, step-by-step investing process with easy-to-use
Web-based tools is that you rely on facts to make decisions - not emotions. The benefits
are less stress, better results and, dare we say it, fun.
> Request more information
today |
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Ameriprise Financial
 Ameriprise
financial has more than 110 years of history providing financial solutions to help
clients plan for and achieve their financial objectives. We offer and distribute
a broad array of investment and protection products and services that can help our
clients stay on track toward reaching their financial goals. With over 10,000* knowledgeable
advisors, our comprehensive and personalized financial planning approach is built
on a long-term relationship helping clients prepare for the next stage in their lives.
> Request more information
today |
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| Our featured partners for House
Loans and Personal Debt Consolidation Assistance: |
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Countrywide
Home Loans
Qualified homeowners - even those with less-than-perfect credit -  may now access
their home's equity to get cash, consolidate debts, and lower monthly expenses. Countrywide
Home Loans may also help applicants who are self-employed or have high consumer debt.
We offer competitively priced home loan programs, including fixed rate, adjustable
rate, refinance and home equity loans.
>Contact us today
for a free loan consultation. |
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Debt
Relief Network, Inc.
Overcome your debt and get help reducing harassing creditor phone calls without having
to file for bankruptcy.  At
Debt Relief Network, we understand that unforeseen circumstances in life (divorce,
medical bills, unemployment, etc.) can sometimes lead to a seemingly overwhelming
debt burden. Our experienced, friendly personal counselors will work with you to
help you overcome your debt and get on the road to financial freedom.
>Request for more
information today. |
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DebtWave
Credit Counseling, Inc.
DebtWave Credit Counseling, Inc. offers a program to its clients that enables them
to repay their debt in a timely fashion. We specialize in working primarily credit
cards; however, we are usually able to assist clients with any bills that are considered
to be unsecured. Below is a list of benefits that we are typically able to obtain
for our clients:
 - Reduce your interest rates
- Lower your monthly payment
- Consolidate into one monthly payment
- Eliminate late & overlimit fees
- Stop harassing phone calls (if behind)
>Request for more information today. |
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GuideToLenders
 With interest
rates at all-time lows, there has never been a better time to refinance. Need money
to improve your home? Maybe you need a new car, or need funds to send a child to
college? Whatever the reason, your home is an excellent source of cash. GuideToLenders.com
will provide you with competitive loan quotes from up to four lenders. You'll receive
the best rates and options available, regardless of your credit. It takes under a
minute to apply, and you have nothing to lose. Find your refinance loan now.
>Request for more
information today. |
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Homeloan
Options
 If you're a new or existing homeowner looking
to borrow money, you've come to the right place. We've compiled a list of the nation's
top lending institutions, each offering a wide selection of loans tailored to your
individual needs.
> Click here to get more information |
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MoneyNest.com
 MoneyNest.com
can help you search through hundreds of lenders and to find the most competitive
rates. Get loans for mortgage refinancing, second mortgages, a home equity line of
credit, home improvement, or debt consolidation. No fees are required and all credit
histories are considered. Fill out a single application and get up to 4 FREE quotes.
>Request for more information today. |
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Managing your Personal Finances
Personal finances can be very difficult to manage, particularly if you find that
you have to take on an amount of personal debt that threatens to overwhelm your monthly
budget. This could be in the form of credit card debt, financing your home or other
debt that you have to repay on a regular basis.
If you are in this situation, or better still if you are aware that this kind of
situation could arise, then you should go and seek some professional help as to how
to manage your budget as well as possible. This is the time to go and talk to the
debt consolidation companies, or better still, one of the non-profit credit counseling
agencies who will help you to put together a realistic monthly budget, and may also
help you to consolidate or reduce your indebtedness.
There are many ways in which you can finance borrowing, some of which may involve
other assets that you own such as your house and any life insurance that you have.
These may allow you to borrow money at a reduced rate, and if they are managed properly
will make pay back of the loan a long term proposition. However, any credit counselor
will look at the purpose of the loan, what other indebtedness you have, and the total
of your assets when they are giving you advice about what kind of loan you need and
how to manage repayments.
Personal finance can be tricky to manage, but with some help it should not have to
take over your life. Find the right person, ask the right questions and you will
be able to manage your financial life. |
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| Personal Finances is not responsible
for third party offers, services or products and makes no representations or warranties
regarding them. |
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| Last updated May 16, 2008 |
| Copyright Chris Sonnemans 2004 |
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